The Importance of Insurance

November 21st, 2022 by admin No comments »

According to the Insurance Research Council (IRC), it is reported that between one and eight drivers do not have auto insurance. That means a good majority of people you driver by every day are not insured-a situation that can put you and your family at risk. And while it is true that you can sue an uninsured driver if they hit you, it is more than likely that your auto insurance will be paying under the uninsured motor coverage that you have on your own policy (which is the law Nebraska). Most people don’t even know what this coverage is or what their limit is.

In Nebraska, for example, the minimum liability coverage allowed by law is $25,000/$50,000/$25,000. Broken down, that is $25,000 per person and up to $50,000 for a total accident. The other $25,000 will pay for property damage such as someone’s car or house. More often than not, people’s uninsured/underinsured motorist will match their coverage. So in this instance it would be $25,000/$50,000. With medical costs going up every year as well as the number of the lawsuits filed, making sure you have adequate insurance is imperative. Having high liability as well as high uninsured/underinsured motorist is one of the cheapest ways to insulate yourself from a financially life changing event.

When talking about your house insurance, not all policies are created equally and if you don’t know what you’re looking at, when you have a claim you could potentially be out thousands of dollars. When looking at your home insurance you want to make sure that you have replacement cost on all of your personal property as well as your roof. As costs increase for insurance companies they will get rid of coverage that used to be covered in an effort to keep rates from going up to avoid losing clients. Most people never look at the fine print, only at the price. Another coverage that you want to make sure is included is coverage for jewelry, furs, fine arts and guns. The easiest way to find out how you’re covered is to ask, “What are my limits on special items?” This will tell you which items aren’t covered under your personal property limit and what each coverage is.

Jewelry for Attitude Adjustment

April 1st, 2022 by admin No comments »

It’s that time of the year when we reflect, make resolutions, renew our promise to complete projects, choose a diet and try to be kind to ourselves. So, how does that happen? Well, I think it starts with being kind to ourselves and focusing on the good things rather than the bad. Here is my simplistic theory for why jewelry can influence our attitude.

As a brand new school teacher, many years ago, I encouraged my students to practice positive thinking and visualize themselves completing their assignments. In the 70′s that was probably a radical idea, but I knew from personal experience that it worked. I recall one of my students questioning me about how this could possibly work, because it sounded too easy. Since this sounded so easy, why didn’t more people just do it? Probably because it is too simple. Simple to say, but not to actually practice. It would seem that the theory of putting on a piece of jewelry and having it change our attitude is along the same line of positive thinking. Perhaps, but let’s pursue the rationale before considering the trial.

As a young girl on a farm in Nebraska, I admired my Mother’s few pieces of jewelry. She had mostly costume jewelry and it was worn only when she attended church or went shopping or to a few church meetings. Even then, it seemed her facial expression changed when she put on a necklace and earrings and looked in the mirror. I liked that change in her posture and attitude. When I would visit my grandmother, who had many lovely pieces of jewelry, she would indulge my interest in “playing dress up” with her colorful baubles and for a few minutes I would experience the pleasure of seeing myself transformed in the mirror. At that point in my life, each piece of jewelry had a story, an imaginary character I would become when I wore the jewel. Child’s play, yes, but practice for the woman to come.

Being in love with my best friend, soulmate, husband and lover for 42 years and enjoying his generous spirit for those years, taught me many things. Actually, I didn’t fully realize I was learning life lessons and some of them I would rather not have learned so painfully. When he was only 61, he died. Life as I knew it ended. I was left with the memories and collections of two passionate people who loved life and loved each other. One of the things he perpetuated was my “joy of beautiful jewelry”. Ok, he spoiled me. Now those pieces of jewelry have even more meaning to me. So, how does this pertain to attitude adjustment? Every day is “dress up” day for me. Even if I’m planning to stay home, I know I will feel better and be present in the moment, if I put on lipstick and some jewelry. As I catch my reflection in a mirror, the jewelry is part of the picture and will hold my attention.

So, does the choice of what jewelry item to wear, influence the outcome? Yes, I think it does. Making a conscious choice about what jewelry you wear for the day, the hour, or the event, requires you to engage in determining the outcome. Perhaps you have a favorite or something that compliments your outfit or mood, or a piece that just doesn’t get worn often. Trust your instincts. If I’m planning to be working at the computer a lot, I will choose several rings to wear, which give added zest to my “clicking keys”. Yes, it is delightful to be surrounded by beautiful things. As a matter of fact, the perfect time to watch that lovely ring dancing over the keyboard, is when writing an EzineArticle.

Reputation Management is the Answer How Your Business Is Perceived

March 1st, 2022 by admin No comments »

Is it true that you are keen on finding out about dealing with your standing? Have you been searching for accommodating and solid data? Indeed, this article will ensure you get a few strong ideas. It will assist you with sorting out some way to more readily deal with your standing.

Posting data via online media locales is essential to your business’ standing. You should post a few times each week at any rate to actually run an advertising effort. Assuming you see that posting via online media locales is overpowering, consider recruiting an aide to make your posts for you.

At the point when individuals invest in some opportunity to offer something about your business, it is vital that you are sufficiently gracious to answer. While you might be an extremely bustling individual, it shows your crowd that you really care about them and what they need to say. This is imperative to keep a consistent client base.

At the point when you talk with your crowd, ensure that you do as such in a conversational tone. Individuals try to avoid the possibility of entrepreneurs continuously addressing them with promoting to them. While you would like to make a deal, you ought to never cause a client to feel like this is your main concern.

Be grateful. Assuming somebody leaves a decent audit about your organization, send them an individual message and express gratitude toward them for their criticism. On the off chance that conceivable, send your client a coupon for a specific percent off on their next buy as a much obliged. In the event that this is preposterous, earnestly say thanks to them for their input.